Cyber Crime – Staying Safe Online | Wilson Organisation

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June 23, 2016

Cyber Crime – Staying Safe Online

Cyber Crime – Staying Safe Online

Cyber risk isn’t just an issue for businesses. Over two-thirds of us now have a smartphone, and in 2015 they overtook laptops as the UK internet users’ number one device. On average we spend two hours a day online, browsing the internet, accessing social media, banking and shopping so staying safe online should be a priority.

The Internet is an incredibly powerful and useful tool, invaluable for staying up-to-date with current issues and keeping in touch with close family and friends. However, with the good always comes the bad. Personal cyber crime takes many forms from online identity theft and financial fraud to stalking, bullying and hacking, and any one of these can wreak havoc in victims’ lives.

Be careful what you share

Social networks like Facebook and Instagram are a great way to stay connected, but always be wary of how much personal information you post. Whilst cybercriminals may try to get you to click on a link or open an attachment, they can also exploit publicly available information too – they may be able to establish your date of birth from all the greetings on Facebook, but your local burglar may also be interested to know that you’re currently on a lovely tropical beach enjoying a family holiday.

Are you covered?

Unlike commercial insurance, where specific cyber policies have been developed to provide an all-encompassing solution for cyber risks, this has yet to extend to personal cover.

Ros Urbanowicz, who leads the household team at Wilsons, is encouraging clients to think about their daily digital lives carefully. “Many standard insurance policies don’t include Identity Fraud Detection and Assistance.  We have access to an unrivalled number of specialist insurers, with more extensive cover that includes this type of support, which can be invaluable should you fall victim to identity theft.

“Theft or loss of belongings outside the home may not be covered on a standard policy either, and with more smartphones, tablets and wearables to carry every day, it’s vital you have the appropriate insurance cover for those too. We advise our clients to consider a home insurance policy that covers all of their possessions on an ‘allrisks worldwide’ basis, so they are automatically covered when they are out and about, or even out of the country.

Even if your devices are covered, basic security such as passcodes are still essential, and the ability to wipe a lost phone remotely if it is lost can give valuable peace of mind. Remember to perform regular back-ups too!

Our Private Client Team will be pleased to give guidance on the policies that offer the most protection. Just call Ros on 0115 942 0111 – you can email if you like, but we think a good old-fashioned chat makes a nice change!

Ros Urbanowicz

Over 100 years of innovation

  • 1914

    A successful launch! The Wilson Organisation was founded in Nottingham by Harold Wilson and became the first company in the East Midlands to offer a comprehensive insurance policy to the region’s fast-growing band of automobile drivers. Innovation from day one.

  • 1920s

    During the 1920’s, Wilsons developed its commercial insurance offering under the stewardship of Harold Wilson. Hopping forwards 80 years, Wilsons has developed a number of industry specialisms including a particular expertise in the food and drink sector. We created a unique insurance offering called “FoodProtect” and, through this service, have been able to deliver intelligence and cost-effective insurance programmes to a broad spread of leading food producers. The best thing since sliced bread? Maybe not, but we’re working on it.

  • 1949

    John Prow joined Harold Wilson in the business, marking the first generation of the Prow family’s involvement in The Wilson Organisation. Wilsons’ clients included leading Nottingham firm Boots The Chemist plus a number of operators in the burgeoning railway sector. With post-war regeneration beginning apace, the firm’s fledgling construction expertise quickly developed into one of our leading offerings and this continues through to the present day, with clients including national and regional builders, developers, contractors, sub-contractors and architects.

  • 1960s

    The 1960s were the start of a new era for The Wilson Organisation. Harold Wilson and John Prow died on the same day in 1963, Harold of illness and John in a car crash. This left John’s son, John J Prow, to run the growing business at the age of 27. Under his youthful direction, Wilsons benefited from a new energy and direction. John J Prow, who had joined in 1960 in a new business role, led the move into our current premises at Wilson House in 1964 and then launched the financial services division in the following year.

  • 1990s

    The late 1990s heralded the start of the third generation of the Prow family’s involvement in the business. Managing Director Charlotte Prow joined in 1998, to be followed by the firm’s Chief Executive, Annabel Prow, in 2002. Product and service innovation continued apace with the launch of a corporate finance specialism in 1997, which continues to deliver valuable cost-savings and insights to the region’s dealmakers.

  • 2000s

    Now century on from the launch of The Wilson Organisation in 1914, the company continues to encourage innovation and reward good ideas. Within the financial services team, 2008 marked the launch of “Flex”, a powerful employee benefit programme and the development of “WRAP”, an investment tool with a unique level of investor control and transparency. Meanwhile, our insurance advisers worked quickly to bring to market a specialist insurance policy for insolvency practitioners.

  • 2010s

    2010 saw the launch of the Midlands Family Business Awards by Wilsons, the UK’s only independent not-for-profit Awards for family businesses. Now in their fifth year, the Awards have raised almost £20,000 for charities supporting families and young people. In 2014 we are celebrating Wilsons’ centenary, a significant milestone in Wilsons’ history.

Registered Office:
Wilson House, 1/3 Waverley Street, Nottingham, NG7 4HG

Registered in England Number 862690 - Members of British Insurance Brokers Association

Harold Wilson (Insurances) Ltd. and Harold Wilson Financial Services Ltd. are authorised and regulated by the FCA (Financial Conduct Authority)