January 20, 2021
Flooding – be prepared!
Flooding is impossible to prevent and difficult to predict, but with Storm Christoph approaching and weather warnings in place we need to be on alert. To try and help we’ve created a flood guide to help prepare for a flood and reduce the risk of excessive damage.
Follow any local evacuation order from your local authority or the Police; if you are shielding or self-isolating they will have plans in place to keep you Covid safe.
Floodwater may be contaminated, especially by untreated sewage. Contamination remains after the floodwater has gone and can be hazardous unless simple procedures are followed:
Wear rubber boots and gloves in and around the affected property
Wash all cuts and cover with waterproof plasters. Anyone receiving a puncture wound during flood recovery should have a doctor determine whether a tetanus booster is necessary
Small children, pregnant women and people with health problems should avoid floodwater and flooded areas until the clean-up is complete
However, if you do feel unwell or if you accidentally ingest (swallow) mud or contaminated water and you become ill, you should consult your doctor and telling them that your house was flooded
Floodwater can damage buildings severely, particularly if it has been flowing quickly, is over 1m deep or has been in a property for a long time.
- Before entering property that has been flooded, the building should be checked for signs of damage
- Be careful when moving any debris that may have been carried onto your property or the surrounding area. Avoid heavy objects (e.g. trees) that may be unstable and could suddenly move and trap or crush you. Do not attempt to move anything yourself that cannot be lifted comfortably
- Be careful when moving in and around property that has been flooded. Standing water and mud can hide holes, damage to structures and sharp objects. This could include uncovered manholes and drains or roads and paths, as well as broken bottles or glass. Be aware of cuts from standing or falling onto hidden hazards and slippery sediment
If you do suffer storm damage or flooding, please contact your usual Private Client Team contact or Account Handler and they will advise you on the claims process.