Boat Insurance | Wilson Organisation

Boat Insurance

Don't be afraid to rock the boat - we've got you covered

Don't be afraid to rock the boat - we've got you covered

We arrange cover for a whole range of craft so whether you cruise the canals, row our rivers or sail the seven seas, we can arrange the insurance you need.

When you contact our friendly team you will receive a high level service and have access to a number of award winning insurers who offer specialist insurance for all types of vessel.

All our policies can contain the elements our boat owners would expect, such as cover for:

  • On board Motors
  • Personal Effects
  • Tender Use Away from the vessel
  • Medical Expenses
  • Personal Accident Cover
  • Liability to others

Prestige Yachts

We offer a choice of prestige policies for high value yachts with the exclusive elements of cover our yacht owners require, whether they travel the world or simply use it as a floating holiday home. Our extensive cover is for vessels from £1 million up to £10 million in value.

To create the bespoke yacht cover clients require, in addition to the core covers we offer cover for:

  • Valuables
  • Charter use
  • Temporary vessel or emergency accommodation
  • Skipper and/or Crew replacement cost
  • Rescue and Evacuation
  • Jet skis
  • Enhanced Claims Service
  • Flexible service with own repairers

Motorboat & Sailing Boat Insurance

With a choice of policies and a range of options for you to select exactly the cover you need, we ensure your pride and joy, whether a motorboat or sailing boat, receives all the care and protection it deserves. We cover powerboats, cruisers, sports boats, RIBs and all types of sailing craft up to £1million in value.

We offer insurance for wide cruising ranges including Brest-Elbe and UK coastal as standard, with European, Mediterranean, and Caribbean extensions available if normally based in the UK. We can include benefits such as:

  • Non-fault excess waiver
  • Pet medical fees following an accident on board the vessel
  • Cover for family and guests if hit by an uninsured vessel

Sailing Boat

We arrange specialist cover for many types of sailing craft, providing a wide range of options for you to ensure you have the exact cover and protection you need. We can include benefits such as Rescue and Evacuation.

Small craft

Small craft insurance policies can protect most types of small sailing boats, small motorboats and speedboats usually up to 25ft in length. We can provide you with a wide range of options for you to select the cover you need to ensure your small craft has the cover and protection it deserves. Benefits available include:

  • Loss or damage whilst in transit by road, rail or sea
  • Racing risks cover for small sailing yachts.
  • Water-skiing
  • Use on Inland and Coastal Waters of Europe
  • Loss or damage to personal effects for cabin craft.

Inland Waterways

We can provide quotes from insurers who will cover narrow boats, cruisers and yachts on all types of inland waterways. The UK’s inland waterways can be difficult to negotiate in parts and there can be dangers lurking below the surface that could damage your boat.

There is a legal requirement for all boats using inland waters to have the minimum third party insurance. We can include benefits such as:

  • Marina Benefits
  • Breakdown Cover Available
  • Cover for theft of equipment from the outside of the boat, as well as from the inside
  • Occasional Houseboat use
  • Live-aboard and contents cover available

Over 100 years of innovation

  • 1914

    A successful launch! The Wilson Organisation was founded in Nottingham by Harold Wilson and became the first company in the East Midlands to offer a comprehensive insurance policy to the region’s fast-growing band of automobile drivers. Innovation from day one.

  • 1920s

    During the 1920’s, Wilsons developed its commercial insurance offering under the stewardship of Harold Wilson. Hopping forwards 80 years, Wilsons has developed a number of industry specialisms including a particular expertise in the food and drink sector. We created a unique insurance offering called “FoodProtect” and, through this service, have been able to deliver intelligence and cost-effective insurance programmes to a broad spread of leading food producers. The best thing since sliced bread? Maybe not, but we’re working on it.

  • 1949

    John Prow joined Harold Wilson in the business, marking the first generation of the Prow family’s involvement in The Wilson Organisation. Wilsons’ clients included leading Nottingham firm Boots The Chemist plus a number of operators in the burgeoning railway sector. With post-war regeneration beginning apace, the firm’s fledgling construction expertise quickly developed into one of our leading offerings and this continues through to the present day, with clients including national and regional builders, developers, contractors, sub-contractors and architects.

  • 1960s

    The 1960s were the start of a new era for The Wilson Organisation. Harold Wilson and John Prow died on the same day in 1963, Harold of illness and John in a car crash. This left John’s son, John J Prow, to run the growing business at the age of 27. Under his youthful direction, Wilsons benefited from a new energy and direction. John J Prow, who had joined in 1960 in a new business role, led the move into our current premises at Wilson House in 1964 and then launched the financial services division in the following year.

  • 1990s

    The late 1990s heralded the start of the third generation of the Prow family’s involvement in the business. Managing Director Charlotte Prow joined in 1998, to be followed by the firm’s Chief Executive, Annabel Prow, in 2002. Product and service innovation continued apace with the launch of a corporate finance specialism in 1997, which continues to deliver valuable cost-savings and insights to the region’s dealmakers.

  • 2000s

    Now century on from the launch of The Wilson Organisation in 1914, the company continues to encourage innovation and reward good ideas. Within the financial services team, 2008 marked the launch of “Flex”, a powerful employee benefit programme and the development of “WRAP”, an investment tool with a unique level of investor control and transparency. Meanwhile, our insurance advisers worked quickly to bring to market a specialist insurance policy for insolvency practitioners.

  • 2010s

    2010 saw the launch of the Midlands Family Business Awards by Wilsons, the UK’s only independent not-for-profit Awards for family businesses. Now in their fifth year, the Awards have raised almost £20,000 for charities supporting families and young people. In 2014 we are celebrating Wilsons’ centenary, a significant milestone in Wilsons’ history.

Registered Office:
Wilson House, 1/3 Waverley Street, Nottingham, NG7 4HG

Registered in England Number 862690 - Members of British Insurance Brokers Association

Harold Wilson (Insurances) Ltd. and Harold Wilson Financial Services Ltd. are authorised and regulated by the FCA (Financial Conduct Authority)