Motor Insurance | Wilson Organisation

Motor Insurance

The car you drive says a lot about you. The fact we can provide the perfect cover for it says a lot about us.

The car you drive says a lot about you. The fact we can provide the perfect cover for it says a lot about us.

As you would expect we offer a wide range of options when it comes to Motor Insurance, so we can arrange cover to suit your exact needs whether you own a stunning sports car, a mighty mini – or both!

Our standard comprehensive policies include windscreen cover and courtesy cars automatically, and you can chose to upgrade to include covers such as protected no claims, legal protection and breakdown assistance if required.

We arrange cover for high value vehicles and family fleets that can include many extra benefits as standard, such as:

  • Comprehensive driving other Cars
  • Like for like courtesy car
  • Extended foreign use
  • Legal Cover
  • Misfuelling
  • Replacement Locks
  • Uninsured driver benefit
  • No blame no claim

We work with a range of insurers providing specialist cover for classic, prestige and high performance cars, so whatever you drive just ask us for a quote!

High Performance & Prestige Vehicles

If you don’t own a standard car, you won’t want a standard policy. Our Private Client team understand the needs of luxury vehicle owners and can arrange the specialist cover you need in a friendly and easy way. We take the time to understand your individual requirements and guide you through the process, advising on security measures and general risk management too.

Owning a performance car you will appreciate the value of finding the cover that your car deserves, and the level of service you deserve too.

Family Fleet Insurance

Gone are the days when families owned a single vehicle, but insuring each vehicle separately can be time consuming and costly. We offer our clients the ease of insuring all their vehicles on one policy, with one renewal date and one insurer to deal with in the event of a claim.

Classic Bikes

Classic motorcycles are definitely the pride and joy of their owners, sometimes having taken years to restore and endless weekends sourcing original parts. You certainly wouldn’t compromise on your bike, so why compromise on your insurance? We can arrange bespoke cover for clients who wish to simply ride their bike, or those that wish to exhibit their bike at shows around the country.

The key features and benefits include:

  • Agreed value (subject to valid photographs)
  • Limited mileage
  • Discounts for Owners’ Club members
  • Multi-vehicle policies

Classic Cars

You may have waited many years to become an owner of a classic car, or you may be a rare soul that’s had the love of your life from new. What we do know if you need the protection that only a specialist policy can provide.

As well as your specialist policy, we can also arrange cover for exhibitions, shows, rallies, track days and even wedding hire.

We carefully select the insurers we work with as we understand that should the worst happen, you will want to work with an insurer with experience of managing repair work and sourcing parts.

Key features and benefits include:

  • Agreed value
  • Discount for Owners’ Club members
  • Multi vehicle policies available
  • Show cover available
  • Wedding Hire cover available

Motorhomes & Campervans

If you use your Motorhome to travel to sunnier climates or for traveling around the UK we can find a policy for you. We make bespoke Motorhome insurance easy, with cover available for limited mileage and foreign use.

People are increasingly purchasing specialist, non-standard and converted vehicles for various leisure interests and pursuits. We have the knowledge and the skill to find cover that’s as bespoke as your vehicle.

Business Car

If your car is being used as a business vehicle we can arrange cover for class 1, Class 2 or Class 3 Business Use. However your vehicle is being used, whether for names drivers or any driver, we can arrange cover to suit your business needs.

Gap Insurance

If you want a more cost effective way than buying Gap insurance from the motor dealers, then ask about our Gap insurance covers. Return to Invoice (RTI) combination GAP pays the difference between the market value at time of loss and the amount initially paid for the vehicle, or any outstanding finance left to pay, whichever is higher or alternatively Contract Hire GAP pays the difference between the market value at time of loss and the balance outstanding to the lease company (Early Termination Charge).

Over 100 years of innovation

  • 1914

    A successful launch! The Wilson Organisation was founded in Nottingham by Harold Wilson and became the first company in the East Midlands to offer a comprehensive insurance policy to the region’s fast-growing band of automobile drivers. Innovation from day one.

  • 1920s

    During the 1920’s, Wilsons developed its commercial insurance offering under the stewardship of Harold Wilson. Hopping forwards 80 years, Wilsons has developed a number of industry specialisms including a particular expertise in the food and drink sector. We created a unique insurance offering called “FoodProtect” and, through this service, have been able to deliver intelligence and cost-effective insurance programmes to a broad spread of leading food producers. The best thing since sliced bread? Maybe not, but we’re working on it.

  • 1949

    John Prow joined Harold Wilson in the business, marking the first generation of the Prow family’s involvement in The Wilson Organisation. Wilsons’ clients included leading Nottingham firm Boots The Chemist plus a number of operators in the burgeoning railway sector. With post-war regeneration beginning apace, the firm’s fledgling construction expertise quickly developed into one of our leading offerings and this continues through to the present day, with clients including national and regional builders, developers, contractors, sub-contractors and architects.

  • 1960s

    The 1960s were the start of a new era for The Wilson Organisation. Harold Wilson and John Prow died on the same day in 1963, Harold of illness and John in a car crash. This left John’s son, John J Prow, to run the growing business at the age of 27. Under his youthful direction, Wilsons benefited from a new energy and direction. John J Prow, who had joined in 1960 in a new business role, led the move into our current premises at Wilson House in 1964 and then launched the financial services division in the following year.

  • 1990s

    The late 1990s heralded the start of the third generation of the Prow family’s involvement in the business. Managing Director Charlotte Prow joined in 1998, to be followed by the firm’s Chief Executive, Annabel Prow, in 2002. Product and service innovation continued apace with the launch of a corporate finance specialism in 1997, which continues to deliver valuable cost-savings and insights to the region’s dealmakers.

  • 2000s

    Now century on from the launch of The Wilson Organisation in 1914, the company continues to encourage innovation and reward good ideas. Within the financial services team, 2008 marked the launch of “Flex”, a powerful employee benefit programme and the development of “WRAP”, an investment tool with a unique level of investor control and transparency. Meanwhile, our insurance advisers worked quickly to bring to market a specialist insurance policy for insolvency practitioners.

  • 2010s

    2010 saw the launch of the Midlands Family Business Awards by Wilsons, the UK’s only independent not-for-profit Awards for family businesses. Now in their fifth year, the Awards have raised almost £20,000 for charities supporting families and young people. In 2014 we are celebrating Wilsons’ centenary, a significant milestone in Wilsons’ history.

Registered Office:
Wilson House, 1/3 Waverley Street, Nottingham, NG7 4HG

Registered in England Number 862690 - Members of British Insurance Brokers Association

Harold Wilson (Insurances) Ltd. and Harold Wilson Financial Services Ltd. are authorised and regulated by the FCA (Financial Conduct Authority)