Just because it's a second home, doesn't mean you should settle for second best
There are many different reasons our clients insure second properties – it may be a second home, a holiday home, or to let out to tenants. We are flexible in our approach and will find the right policy for you, whatever your requirements, making the process simple and straight forward.
We can add your second home to your High Net Worth home insurance policy, or issue a stand-alone policy, whichever suits you best.
You may have a villa with a pool, a chalet with a hot tub or a cute cottage on the Cornish coast, and whether it’s used by family and friends or let our to holiday makers, we can arrange the bespoke holiday home insurance you need to ensure you and your property are properly covered.
Insurance for unoccupied properties can be difficult to find, time consuming to arrange and expensive to set up. With a panel of specialist insurers in place for many years, we can arrange policies to suit your exact needs, from restricted to full cover. If you need just a short term policy for 3 or 6 months, or insurance cover whilst the property is going through probate or awaiting sale, we can arrange that too.
If you let your property, you need a policy designed specifically for this purpose. Through our panel of specialist insurers we have very flexible levels of cover available, so you can choose a standard package, or you can increase cover levels to include higher levels of public liability, rent guarantee, landlord emergency cover, higher alternative accommodation or even higher occupancy levels.
If you have a property portfolio, we can arrange cover for all your properties on a single policy, providing you with one simple annual renewal, so you can enjoy less admin and also a multi property discount.
Landlord Legal Protection
Your let property is protected, but what about you? Including Landlords Legal Protection on your policy will give you 24 hour legal helplines; it can also cover disputes between you and your tenant, identity fraud and tax disputes. You know your property is protected, ensure you are too.
Landlord Rent Guarantee
For a landlord rent arrears can be a huge problem, resolving this can lead to legal fees too. To ease the headaches of unpaid rent, we can arrange a stand-alone policy for you, which can include rent arrears and legal expenses, even the cost of evicting any non-paying tenants, with no excess to pay. We can include this cover as an optional extra on your core insurance policy, to give you peace of mind.