Second Properties | Wilson Organisation

Second Properties

Just because it's a second home, doesn't mean you should settle for second best

Just because it's a second home, doesn't mean you should settle for second best

There are many different reasons our clients insure second properties – it may be a second home, a holiday home, or to let out to tenants. We are flexible in our approach and will find the right policy for you, whatever your requirements, making the process simple and straight forward.

We can add your second home to your High Net Worth home insurance policy, or issue a stand-alone policy, whichever suits you best.

Holiday Homes

You may have a villa with a pool, a chalet with a hot tub or a cute cottage on the Cornish coast, and whether it’s used by family and friends or let our to holiday makers, we can arrange the bespoke holiday home insurance you need to ensure you and your property are properly covered.

Unoccupied Properties

Insurance for unoccupied properties can be difficult to find, time consuming to arrange and expensive to set up. With a panel of specialist insurers in place for many years, we can arrange policies to suit your exact needs, from restricted to full cover. If you need just a short term policy for 3 or 6 months, or insurance cover whilst the property is going through probate or awaiting sale, we can arrange that too.

Let Properties

If you let your property, you need a policy designed specifically for this purpose. Through our panel of specialist insurers we have very flexible levels of cover available, so you can choose a standard package, or you can increase cover levels to include higher levels of public liability, rent guarantee, landlord emergency cover, higher alternative accommodation or even higher occupancy levels.

If you have a property portfolio, we can arrange cover for all your properties on a single policy, providing you with one simple annual renewal, so you can enjoy less admin and also a multi property discount.

Landlord Legal Protection

Your let property is protected, but what about you? Including Landlords Legal Protection on your policy will give you 24 hour legal helplines; it can also cover disputes between you and your tenant, identity fraud and tax disputes. You know your property is protected, ensure you are too.

Landlord Rent Guarantee

For a landlord rent arrears can be a huge problem, resolving this can lead to legal fees too. To ease the headaches of unpaid rent, we can arrange a stand-alone policy for you, which can include rent arrears and legal expenses, even the cost of evicting any non-paying tenants, with no excess to pay. We can include this cover as an optional extra on your core insurance policy, to give you peace of mind.

Over 100 years of innovation

  • 1914

    A successful launch! The Wilson Organisation was founded in Nottingham by Harold Wilson and became the first company in the East Midlands to offer a comprehensive insurance policy to the region’s fast-growing band of automobile drivers. Innovation from day one.

  • 1920s

    During the 1920’s, Wilsons developed its commercial insurance offering under the stewardship of Harold Wilson. Hopping forwards 80 years, Wilsons has developed a number of industry specialisms including a particular expertise in the food and drink sector. We created a unique insurance offering called “FoodProtect” and, through this service, have been able to deliver intelligence and cost-effective insurance programmes to a broad spread of leading food producers. The best thing since sliced bread? Maybe not, but we’re working on it.

  • 1949

    John Prow joined Harold Wilson in the business, marking the first generation of the Prow family’s involvement in The Wilson Organisation. Wilsons’ clients included leading Nottingham firm Boots The Chemist plus a number of operators in the burgeoning railway sector. With post-war regeneration beginning apace, the firm’s fledgling construction expertise quickly developed into one of our leading offerings and this continues through to the present day, with clients including national and regional builders, developers, contractors, sub-contractors and architects.

  • 1960s

    The 1960s were the start of a new era for The Wilson Organisation. Harold Wilson and John Prow died on the same day in 1963, Harold of illness and John in a car crash. This left John’s son, John J Prow, to run the growing business at the age of 27. Under his youthful direction, Wilsons benefited from a new energy and direction. John J Prow, who had joined in 1960 in a new business role, led the move into our current premises at Wilson House in 1964 and then launched the financial services division in the following year.

  • 1990s

    The late 1990s heralded the start of the third generation of the Prow family’s involvement in the business. Managing Director Charlotte Prow joined in 1998, to be followed by the firm’s Chief Executive, Annabel Prow, in 2002. Product and service innovation continued apace with the launch of a corporate finance specialism in 1997, which continues to deliver valuable cost-savings and insights to the region’s dealmakers.

  • 2000s

    Now century on from the launch of The Wilson Organisation in 1914, the company continues to encourage innovation and reward good ideas. Within the financial services team, 2008 marked the launch of “Flex”, a powerful employee benefit programme and the development of “WRAP”, an investment tool with a unique level of investor control and transparency. Meanwhile, our insurance advisers worked quickly to bring to market a specialist insurance policy for insolvency practitioners.

  • 2010s

    2010 saw the launch of the Midlands Family Business Awards by Wilsons, the UK’s only independent not-for-profit Awards for family businesses. Now in their fifth year, the Awards have raised almost £20,000 for charities supporting families and young people. In 2014 we are celebrating Wilsons’ centenary, a significant milestone in Wilsons’ history.

Registered Office:
Wilson House, 1/3 Waverley Street, Nottingham, NG7 4HG

Registered in England Number 862690 - Members of British Insurance Brokers Association

Harold Wilson (Insurances) Ltd. and Harold Wilson Financial Services Ltd. are authorised and regulated by the FCA (Financial Conduct Authority)