Professional Indemnity (PI) Insurance is one of those things you hope you never need – but when you do, it’s absolutely vital.
Whether you’re an architect, accountant, consultant or adviser, your clients rely on your judgement and advice. But even the best professionals can make mistakes – and the cost of getting it wrong can be high.
In today’s increasingly litigious environment, having the right PI cover isn’t just a tick-box exercise. It’s a cornerstone of good risk management.
We often see two common issues:
- Cover that’s too low for the scale or complexity of work being undertaken
- Policies that don’t match the actual risk profile of the business
And when things go wrong, that can leave a painful gap between expectation and reality.
At Wilsons, we take a personalised, pragmatic approach. That means:
- Reviewing your policy wording in detail
- Checking retroactive dates, exclusions and claims notification clauses
- Matching your limits of indemnity to real-world exposure
It’s not about over-insuring – it’s about making sure you’re properly protected, based on the work you actually do.
If you haven’t reviewed your PI in the last 12 months – or if your business has changed in any way – now’s the time.
We’re here to help you get it right. Contact Charlotte Perkins for an initial chat.